Hamilton County offers homeowners the opportunity to improve their home via the Home Improvement Program (HIP). This program allows residents to obtain a lower rate loan than may otherwise be possible, up to a maximum value of $50,000. These loans are given at 3% below the current market rate, and have a term of up to 5 years.
For the complete program details, visit
hamiltoncountyohio.gov.
Participating Banks

Currently, the only participating bank is Northside Bank & Trust.
Contact Northside Bank & Trust by calling 542-7800.